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State Pension Age claimants ceasing work
Theoretically, could a SPA claimant in receipt of UC under the managed migration provisions stay on UC after ending work?
I know it wouldn’t be beneficial for them to do so but I do wonder if some may stay on it, unaware that they could claim Pension Credit instead.
Sooner or later UC would stop.
In any assessment period after the first 12 assessment periods (which is also the maximum period in which notional pension income can be disregarded), you would lose your transitional element if you’d previously had 3 assessment periods of not earning 16 x NMW monthly equivalent (see reg 56(3A) UC(TP) Regs).
This also causes you to lose the transitional protection which waives the age requirement (see reg 60A(3a)).
This is a bit tricky to express so apologies for any errors above, but essentially, at some point after the first 12 APs, UC would end if you’d stopped working.
Ah, thanks for that. It was the link between the transitional element and the transitional provision allowing SPA clients to claim UC that I was missing.