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Mortgage interest backdate?
Hi,
Does anyone know what happens under mortgage interest when the lender takes a very long time (I.E A YEAR) to send the mortgage paperwork to the DWP.
Should the client get backdated mortgae interest arrears from the DWP or is it paid just from when the paperwork is received?
If this decsion was a very long time ago would it be a case for an any time revision?
Any help would be appreciated.
[ Edited: 26 Aug 2010 at 12:37 pm by Nan ]My feeling is that if the DWP refused to backdate until the 13 weeks after claim (assuming the claim is under the new mortgage interest relief rules) then you would have to appeal the decision within one month of receiving the notification that mortgage interest is to be paid. No decision is appealable until it has been decided, and I can’t think of a way in which the client could not be said to have been properly notified once they have received a letter saying when their relief is dated from. Obviously if they do not receive notification at all, an any time appeal ought to be possible.