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30 November, 2010

Ministry of Justice eager to hear views of those who use HMCS and the Tribunals Service

Consultation on proposal to create a unified Courts and Tribunal Service.

29 November, 2010

Citizens Advice welcomes Ofgem investigation into pricing in the retail energy market

Companies that have been charging too much for their energy also urged to reduce their prices and refund any overcharges to consumers.

29 November, 2010

Citizens Advice pleased that EU Commission recognises problems in people not having bank accounts

However proposal to guarantee the right of access to a basic payment account needs to be accompanied by measures to addresss the complex issues relating to the demand for banking facilities amongst the unbanked.

23 November, 2010

Citizens Advice and Shelter urge the government not to allow a return to irresponsible lending

Joint letter to Housing Minister supports the FSA’s proposals to introduce affordability and income checks.

23 November, 2010

Office of Fair Trading acts on concerns about charging orders

Investigation uncovered instances of charging orders being used to secure debts of less than £600.

15 November, 2010

Government launches consultation on reform of legal aid system in England & Wales

Proposals including taking employment and certain debt and housing matters 'out of scope'.

15 November, 2010

Bankruptcy (Certificate for Sequestration) (Scotland) Regulations 2010

New Regulations issued in relation to the Home Owner and Debtor Protection (Scotland) Act 2010 that introduced a new route into bankruptcy, which does not depend on action by creditors.

11 November, 2010

Number of people struggling to pay their mortgage has surged by 78 per cent over the past year

New Shelter survey highlights that 'thousands of people are hanging on to their homes by the skin of their teeth’

11 November, 2010

Government welcomes new figures that show that fewer homeowners facing threat of repossession

Council of Mortgage Lenders highlights that repossessions in the third quarter of 2010 were down five per cent on the previous quarter, and 27 per cent less than the same time in 2009.

11 November, 2010

Citizens Advice announces new debt management partner

Consumer Credit Counselling Service selected for one-year pilot scheme involving up to 100 bureaux.

10 November, 2010

Money Advice Trust launches new online debt advice service

Developed in partnership with Barclaycard, mymoneysteps.org will enable people to get advice in a way that suits them best, says MAT Chief Executive

10 November, 2010

Government to amend eligibility criteria relating to Debt Relief Orders from April 2011

Change will allow access to those who are currently excluded because they have certain pension rights that they cannot draw down for some years.

8 November, 2010

Government needs to go further to remedy weaknesses in financial regulation system

Citizens Advice welcomes introduction of new Consumer Protection and Markets Authority but says that plans are not a 'sufficient blueprint for a strong consumer champion'.

4 November, 2010

Imposing limits on consumer credit interest rates and charges

Proposed Consumer Credit Bill which also includes establishing a levy on credit and debit card providers to fund provision of debt advice services.

21 October, 2010

Reaction to the Spending Review

Further to yesterday's Spending Review leading organisations respond to announcements made in debt, housing and community care.

19 October, 2010

Office of Fair Trading warns consumers of ‘unenforceable debt’ claims

New guide highlights the fact that businesses are misleading consumers when they claim to be able to use sections 77/78/79 of the Consumer Credit Act 1974 to wipe out debts.

18 October, 2010

Government publishes responses to consultation on operation of debt management schemes

However, Ministry of Justice confirms no consensus for implementing specific changes.

18 October, 2010

Number of households in ‘fuel poverty’ has more than doubled in five years

Large number of people struggling to keep their homes warm, with average fuel bills costing more than £1,000 a year, reports Money Advice Trust.

15 October, 2010

Improving the existing consumer credit and personal insolvency regimes

Government seeking views on tackling unfair bank charges and introducing a power for a regulator to cap interest rates on credit and store cards.