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12 March, 2013

Household debt rises during three months in 2012

New figures from Credit Action show growth in borrowing for first time since January 2010.

6 March, 2013

‘Toxic payday lenders should be banned from trading immediately’, says Citizens Advice

Response to today's Office of Fair Trading report into payday loan industry.

6 March, 2013

Office of Fair Trading (OFT) gives 50 payday lenders 12 weeks to change practices or lose licenses

In addition, OFT proposes to refer the payday lending market to the Competition Commission after finding evidence of problems in how lenders compete.

27 February, 2013

Regulation of private landlords needed to help prevent homelessness

Homeless Link sets out measures to prevent and tackle homelessness, including a new system that regulates private landlords to guarantee minimum quality standards, increase security and length of tenure, and safeguard against excessive rents.

27 February, 2013

94 per cent rise in payday loan debt calls to National Debtline

Money Advice Trust reports its National Debtline service took over 20,000 calls for help with payday loans in 2012.

20 February, 2013

Smeaton v Equifax Plc

[2013] EWCA Civ 108

18 February, 2013

Use of bed and breakfasts to house homeless families has risen by 800 per cent

Guardian reports on freedom of information requests by Labour to 325 councils that shows that 125 had resorted to placing destitute families in hotel rooms for six weeks or more since April 2010.

15 February, 2013

Citizens Advice reports four payday lenders to Office of Fair Trading

Charity calls for new powers to be used to suspend licences and stop companies operating immediately.

14 February, 2013

3.6 million people forced to continue living with partner because they can’t afford to live apart

New research published by Shelter also shows that two million couples in Britain have moved in together too soon because they can’t afford to live separately.

14 February, 2013

Lowest number of repossessions since 2007

New Council of Mortgage Lenders figures also show that the stock of properties in possession held by lenders at the end of 2012 was also at its lowest for over five years.

13 February, 2013

Squeezed Britain 2013

New Resolution Foundation report shows that it may take another decade before Britain’s low to middle income families can expect to see their living standards return to pre-recession levels.

11 February, 2013

Average UK household debt rises to £5,946

New figures published by Credit Action show that average unsecured borrowing had been falling month-on-month since January 2010 with the exception of March, September and December 2012.

8 February, 2013

Santander UK Plc v Harrison & Anor

[2013] EWHC 199 (QB)

8 February, 2013

New protection for consumers paying for debt management advice

Government launches new Debt Management Plan Protocol that ensures consumers will not be charged any fees before signing a contract with a Protocol compliant debt management company.

8 February, 2013

Ministers plan changes to debt arrangement scheme in Scotland

Ministers said changes to the Debt Arrangement Scheme would freeze interest and charges at an earlier stage.

7 February, 2013

Reaction to increase in number of people sleeping rough

Leading organisations issue responses to new Department for Communities and Local Government figures.

7 February, 2013

Shelter reveals unaffordable housing costs

New analysis shows that the average family’s weekly shop would cost £453 if food had risen in line with house prices over the last 40 years.

6 February, 2013

Number of people rough sleeping rises by 6 per cent

New Department for Communities and Local Government publishes figures show the autumn 2012 total of rough sleeping counts and estimates in England was 2,309, up 128 from autumn 2011.

4 February, 2013

Extortionate fees charged by some letting agents are exacerbating the housing crisis

Local Government Association will be raising the issue, along with concerns about rogue landlords, at a select committee inquiry on private rented sector housing.