I'm grateful to Darren Broughton, a contributor to the HBinfo discussion forum, for permission to post the following 14 scenarios that he’s devised where the issue of swapping claimants for HB purposes needs to be considered.
ESA Scenarios where working-age couples should be advised to swap roles
1. Age = Not Relevant Claimant Status = ESA Assessment Phase Partner Status = Non ESA Other = Qualifying conditions for Disability Premium are met Action = Advise they swap roles so that the partner becomes the claimant. This will allow the payment of the couple rate DP
2. Age = Both under 18 Claimant Status = Non ESA Partner Status = ESA Main Phase with Work Component Other = None Action = Advise they swap roles so that the partner becomes the claimant. This will allow the increased personal allowance of £94.95
3. Age = Both under 18 Claimant Status = Non ESA Partner Status = ESA Main Phase with Work Component Other = Qualifying conditions for Disability Premium are met Action = Advise they swap roles so that the partner becomes the claimant. This will allow the increased personal allowance of £94.95 (although the DP will no longer be payable, the increased personal allowance + the Work Component are higher than the DP)
4. Age = Both under 18 Claimant Status = ESA Assessment Phase Partner Status = ESA Main Phase with Work Component Other = None Action = Advise they swap roles so that the partner becomes the claimant. This will allow the increased personal allowance of £94.95
5. Age = Both under 18 Claimant Status = ESA Main Phase with Work Component Partner Status = ESA Main Phase with Support Component Other = None Action = Advise they swap roles so that the partner becomes the claimant. This will allow the higher support component (and EDP) to be paid.
6. Age = Both under 18 Claimant Status = Non ESA Partner Status = ESA Main Phase with Support Component Other = None Action = Advise they swap roles so that the partner becomes the claimant. This will allow the increased personal allowance of £94.95 and the EDP to be paid.
7. Age = Both under 18 Claimant Status = Non ESA Partner Status = ESA Main Phase with Support Component Other = Qualifying conditions for Disability Premium are met Action = Advise they swap roles so that the partner becomes the claimant. This will allow the increased personal allowance of £94.95 and the EDP to be paid.
8. Age = Both under 18 Claimant Status = ESA Assessment Phase Partner Status = ESA Main Phase with Support Component Other = None Action = Advise they swap roles so that the partner becomes the claimant. This will allow the increased personal allowance of £94.95 and the EDP to be paid.
9. Age = At least one over 18 Claimant Status = ESA Main Phase with Work Component Partner Status = Non ESA Other = Qualifying conditions for Disability Premium are met Action = Advise they swap roles so that the partner becomes the claimant. This will allow the payment of the couple rate DP
10. Age = At least one over 18 Claimant Status = ESA Main Phase with Work Component Partner Status = ESA Main Phase with Support Component Other = None Action = Advise they swap roles so that the partner becomes the claimant. This will allow the higher support component (and EDP) to be paid.
11. Age = At least one over 18 Claimant Status = Non ESA Partner Status = ESA Main Phase with Support Component Other = None Action = Advise they swap roles so that the partner becomes the claimant. This will allow the EDP to be paid.
12. Age = At least one over 18 Claimant Status = Non ESA Partner Status = ESA Main Phase with Support Component Other = Qualifying conditions for Disability Premium (but not EDP) are met Action = Advise they swap roles so that the partner becomes the claimant. This will allow the EDP to be paid.
13. Age = At least one over 18 Claimant Status = ESA Assessment Phase Partner Status = ESA Main Phase with Support Component Other = None Action = Advise they swap roles so that the partner becomes the claimant. This will allow the EDP to be paid.
14. Age = At least one over 18 Claimant Status = ESA Main Phase with Support Component Partner Status = Non ESA Other = Qualifying conditions for Disability Premium and Enhanced Disability Premium are met Action = Advise they swap roles so that the partner becomes the claimant. This will allow the payment of the couple rate DP.
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