For IRESA, it will be possible to claim all allowed premiums and housing costs, from the start of the claim, which will include the Assessment Phase.
The problem is that disability premium is not payable if you claim ESA, because the component paid in main phase is supposed to do the same job. You can't get disability premium in the assessment phase either.
Therefore. to get disability premium, you need to be able to make an alternative IS claim, and not go near ESA. Being on DLA is not an auto route to IS. Some lone parents, or carers etc, might be able to get IS and their disability premium. So far as I can see, disability premium is being strangled by shutting down access to it. This is done by closing the routes to claim IS as a sick person. Therefore, you need to claim IS on another basis to get disability premium - I think.
There is no disability premium in HB if the claimant gets any kind of ESA, including the contribution based version of ESA. Instead, the value of the main phase component is added to the HB appllcable amount.
I do hope I am right about all this...
Steve
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