Dear all

We have tried to bring our analysis of the current state of play on overpayments up to date on our website and provided advisers with our view of the world of overpayments. It turned out to be longer than we thought; but we have given you a pdf to take away.

Knowing what an observant bunch you are we have also asked for your observations and suggestions for improvements.

Do please give us the benefit of your views at www.litrg.org.uk

All the best