I've been dealing with something similar, and as well as appealing the crisis loan refusal it may be worth looking in to interim payments. The latest Journal (29) published by the IRS (not yet on the internet, alas, but in my hand) has an article on when one or the other may be appropriate. If he's got indefinite leave, why won't they pay him? That said, I've not got anywhere with my problem as yet....
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