i agree. back in my DSS days, while IS overpayments deductions were limited to the prescribed maximum, the rule was that CB overpayments could be compulsory recovered at a rate of a third of personal benefit (IB in this case) if the claimant didn't make any offer of repayment. i can't find this in the regs so i'm assuming it was an administrative rule, recovery being a SoS function. the claimant was asked to make an arrangement, and the offer was was normally accepted, unless it was very unreasonable. i doubt this has changed, except for 'debt recovery' now being highly prioritized and incentivised...
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