Hi, DWP's GMS system is very similiar to our (LA) HBMS system - the match for these Inland Revenue cases states:-
"This rule is designed to identify HB.CTB customers/partners who have failed to declare they have capital of £xxxx and above.
Customer and partner recorfds are matched against HMRC records. The total Gross interest paid indicates that an amount exceeding £xxx was held during the relevant financial year. This rule should therefore be taken as an indicator that savings were held for that tax year."
Basically what this means is that you get a referral for a specific account showing how much interest had been accrued for that year - there is then a simple calculation which shows roughly how much capital must have been in that account for that much intrest to be accrued. At the moment, referrals produced now are showing info for tax years 05/06. The DWP may, once they have this info, ask for further details about that specific account from the bank involved, particularly if that account had never been declared. In your example, yes, the Match in 2004 will be talking about the 2001 account - and the referral will show the sort code and account number of the bank - it will also have the banks identification code which shows which bank and which branch. I would have thought the DWP would give you the bank details, after all, it is his account !
Hope this helps
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